Annuities

Annuities

Annuities can be one of the most powerful tools for creating guaranteed lifetime income, but they’re often misunderstood or misrepresented. At Sky Insurance Advisors, we believe annuities should be clearly explained, carefully considered, and custom-fit to your long-term financial goals.

An annuity is a contract with an insurance company that can provide you with a steady stream of income, typically for the rest of your life. For retirees or those planning for retirement, this means security: knowing you won’t outlive your savings, no matter what happens in the markets or the economy.

There are several types of annuities — fixed, indexed, and variable — and each comes with unique features, benefits, and trade-offs. The key is choosing the right annuity for your needs. That’s where we come in.

At Sky Insurance Advisors, we listen first. We take the time to understand your retirement vision, your income needs, and your risk tolerance. Then we help you evaluate the options that align with those goals. We also break down all the fees, contract terms, and fine print so you’re never in the dark.

If you’re looking to protect your retirement income, grow your savings tax-deferred, or pass wealth to your loved ones, an annuity might be the missing piece — and we’ll help you place it carefully.